risk management research project

risk management research project,hi? could you please cite the source in the context, where you use? forexample “Bank of America was suffering from call risk. All the other financial institutions as well as the Bank of America have to suffer from market risk because it arises due to market change such as interest rate risk, currency risk, equity risk and commodity risk. “(Raghavan,2003). if you paraphrase don’t need “” but use(Raghavan,2003) or at least let me know where you use the sources(in the reference page). thanks