? Mobile banking features have added several advantages for customers however, there are security risks that come with them. Determine the security risks with respect to phishing, smishing, vishing, cloning, and a lost or stolen smartphone that have been experienced by the financial services industry as a result of mobile banking.;? Personal data assistants (PDAs), iPads, and e-Readers have the capability to wirelessly connect to online stores so that their users can purchase books, music, games,read e-Books, read the news, and perform a myriad of other tasks. Describe and assess the impact of these devices on newspapers, paper books, music CDs, gamesDVDs, etc.